Why Pre-Qualification is Important

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Even if you haven't researched homes to visit yet, it is important to contact your mortgage loan professional early. What for? What can we do for you before you have negotiated an amount, and do not know yet the amount you need to borrow?

We Will Help You Pre-Qualify

Our mortgage professionals can help you find out how much of a loan you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. The process outlines your current financial situation - your debt, income, employment, and down payment money, among other things. It's a short, thorough process with minimal risks for papercuts.

When you are determined to be eligible, we will prove our confidence in your ability to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Power in the Pre-Qual

A number of beneifits open to you after you've found your next house, and have pre-qualification. First, it lets you know the amount that you're able to offer. Even more important to the seller of the house, your pre-qualification gives them confidence - as if you'd arrived at their home with a big box of cash to back up the offer! They won't have to wonder if that they are wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. You can have the influence of a buyer ready to make the purchase right now!

We will help you pre-qualify

We will help you calculate how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by walking you through pre-qualifying. During the process, we determine your capacity to borrow - reviewing your earning status, money available for down payment, debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

While you are encouraged to use our tools to calculate mortgage variables on this site, it is a good idea to sit down and talk with us. For one thing, you'll want a Pre-Qualification Letter! Then, we will make sure we have selected the right mortgage loan program for your situation. Contact us at 9722039033 to get started.

Have questions about pre-qualifying? Call us at 9722039033. Not Your Average Lender answers pre-qualifying questions every day.