The Importance of Pre-Qualifying

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Even if you haven't so much as picked out houses to visit yet, it's valuable to see your mortgage professional first. Why? If you do not yet know how much house you want to qualify for, what could we help you with?

Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. This process takes you through your finances - your debts, income, career, and down payment money, among other things. We will ask for a minimum amount of paperwork, with a quick process.

After you qualify, will present to you a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that states that we are helping you to find the ideal loan to fit your financial needs and that we're confident you'll qualify for a mortgage for up to a certain amount.

Buying Clout

When you find the house that is best for you, and you decide to put together an offer, being pre-qualified for a mortgage loan will do several things. First, it helps you know the amount that you're able to offer. Being pre-qualified will also make your offer look even better to the seller, as if you were bringing them a bag full of cash! They need not wonder if they have been wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller won't worry if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't be something for them to lose sleep over. They have a virtual guarantee to trust your buying power.

We help with your pre-qualification

Our mortgage professionals will help you determine how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. During this process, we determine your borrowing power - looking at your earning status, money available for down payment, existing debt, income, and other areas. It's short and basic; and we keep the paperwork light.

Face to Face

It is important to sit down and talk with us, even though you are welcome to also try the helpful mortgage loan calculator tools on our site. For one thing, you will want a Pre-Qualification Letter! Then, we can make sure we have the right mortgage loan program for your situation. We're eager to meet with you: contact us at 9722039033.

Have questions about pre-qualifying? Call us at 9722039033. It's our job to answer pre-qualification questions, so we're happy to help!