Why Pre-Qualification is Important

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Even if you have not so much as narrowed down houses to view yet, it is advantageous to see your mortgage professional early. What for? If you do not know yet how much home you need to qualify for, how could we help?

We Will Help You Pre-Qualify

We will help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. The process outlines your finances - your debt, income, job, and cash available for down payment, among other things. We ask for a minimum amount of paperwork, and avoid a lengthy process.

At the point you are determined to be eligible, we document our confidence in your potential to qualify for a mortgage loan by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Several advantages open to you once you have found your dream house, and have achieved pre-qualification. First of all, you have some concrete numbers in mind, as the amount you will qualify for with your loan. More important to the existing home owner, your being pre-qualified is like your having walked into their house with a suitcase full of cash to make the deal! They will not need to wonder if that they're wasting their time if you will not have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount will not cause them concern. You have the ability to back your offer up.

We will help you with your pre-qualification

We can help determine how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. In this process, we determine your capacity to borrow - analyzing your job, available money for down payment, debt, income, and other areas. We as for a minimum amount of paperwork, with a short, basic process.

One-on-One

You can certainly use the mortgage calculators on our site to calculate the size mortgage you'll be able to afford - but it's also important to talk with us. That way, we'll be able to help you get your pre-qualification letter. Then, we will make sure we have the best mortgage program for your situation. We're waiting to meet with you: contact us at 9722039033.

Have questions about pre-qualifying? Call us at 9722039033. We answer pre-qualification questions every day.