Why Pre-Qualification is Important

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It is important to consult your mortgage loan professional early — even before you've started to consider neighborhoods. What for? If you do not yet know how much home you need to qualify for, what could we do for you?

Pre-Qualify

When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. We achieve this by reviewing your debts and income, your employment and housing circumstances, your funds available for down payment, required reserves, and other financial considerations. It's quick and basic; We take pride in keeping the paperwork light.

After you are considered eligible, we prove our confidence in your potential to qualify for a loan by presenting you with a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qualification Power

Various beneifits open to you when you have found your next house, and have pre-qualification power. The first is that you can be sure what you'll be able to afford when calculating the offer. Being pre-qualified can also make your offer look even better to the seller, as if you were bringing them a suitcase of cash! They will not need to be concerned that they are wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary loan amount won't cause them concern. You will have the sway of a buyer ready to make the purchase on the spot!

We will help you pre-qualify

When we pre-qualify you, we help you determine the amount you can afford in mortgage payments you can afford, and the loan amount you will qualify for. The process walks you through your current financial situation - your debts, income, career, cash available for down payment, among other things. We will ask for a minimum amount of paperwork, with a short, basic process.

Face to Face

You can certainly use the mortgage calculators on our website to get an idea of how much mortgage you will be able to afford - but it's also essential to meet with us. We can begin getting your pre-qualification letter. Next, we can consider your mortgage loan choices to make sure you are in the right one. Contact us at 9722039033 to get started.

Have questions about pre-qualifying? Call us at 9722039033. We answer pre-qualification questions every day.