| In general, the documentation you will need includes: |
| | Check for application fee |
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| Property Information (if you already have a contract on a house) |
| | Purchase Agreement. |
| | Copy of legal description and MLS sheet. |
| | If you are selling your current home, copy of listing contract. |
| | If you have sold your current home, copy of settlement statement (HUD-1). |
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| Income & Assets |
| | Pay stubs for the last 30 days. |
| | For the past two years: |
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| | Statements for each bank, mutual fund, and/or investment account for the last three months. |
| | Estimated value of personal property and furniture. |
| | If you have made any large deposits to your accounts: |
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| | If you own more than 25% of a business: |
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| | If self-employed: |
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| | If you own rental property: |
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| | If you are retired: |
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| | If you receive Social Security: |
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| | If you are counting child support as income: |
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| Debts |
| | Names, addresses, account numbers, balances and monthly payments on all current loans. |
| | Explanation of credit report anomalies, including: |
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| VA Loans |
| | Copy of DD Form 214, Report of Separation. |
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| Miscellaneous |
| | Photo ID and proof of Social Security number. |
| | Residence addresses for the past two years. |
| | If applicable, a copy of your divorce decree. |
| | If you are not a citizen, a copy of the front and back of your green card. |