When to Speak to a Mortgage Professional

	Shopping for a mortgage loan? We can help! Give us a call today at 9722039033. Ready to begin? Apply Here.

It's valuable to consult with your mortgage loan professional early — even before you've begun researching neighborhoods. Why? How can we help you if you haven't made your offer, and don't know yet how much you want to borrow?

We Will Help You Pre-Qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process takes you through your finances - your debts, income, employment, and down payment money, among other things. It's quick and to the point; We take pride in keeping the paperwork to a minimum.

Once you qualify, will give you what's called a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that says that we are helping you to find the right mortgage loan program to fit your needs and that we are confident you'll qualify for a mortgage loan up to a specific amount.

Pre-Qual Power

Armed with your pre-qualification letter, several advantages are yours once you locate the home you want to put together an offer on. First, it lets you know the amount that you can offer. Being pre-qualified can also make your offer more attractive to the seller, as if you were bringing them a suitcase full of cash! They need not wonder if they have been wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to worry about. They have a virtual guarantee that they can trust your buying power.

We will help you pre-qualify

We can help determine how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. This process walks you through your finances - your debts, income, employment, down payment money, among other things. We as for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

You can always use the mortgage calculators available on this site to calculate the size mortgage you'll be able to afford - but it's also valuable to meet with us. We can work toward your pre-qualification letter. Next, we can consider your mortgage loan choices to make sure you have found the best one. We're waiting to hear from you: contact us at 9722039033.

Have questions about pre-qualifying? Call us at 9722039033. We answer pre-qualification questions every day.