When to Speak to a Mortgage Pro

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It is helpful to visit with a mortgage loan pro early, even if you haven't settled on what sort of home you hope to find. What for? What can we do for you before you have made an offer, and don't know yet the amount you want to borrow?

We Can Help You Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. This process takes you through your finances - your debt, income, job, and down payment money, among other things. It's short and basic; We keep the paperwork light.

When you are determined to be eligible, we prove our confidence in your capacity to qualify for a loan by giving you a Pre-Qualification Letter (also called a "pre-qual").

Pre-Qualification Power

Armed with your pre-qualification letter, a number of advantages fall at your feet once you find the house you want to make an offer on. The first is that you'll know the amount you'll be able to afford when calculating your offer. More important to the existing home owner, your pre-qualification is like your having walked into their house with a bag full of cash ready to make the deal! They need not be concerned they have been wasting their time if you do not be able to qualify for a high enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount will not cause them concern. They have a virtual guarantee that they can trust your ability to back up your offer.

We help with your pre-qualification

We can help you determine the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. During the process, we explore your capacity to borrow - analyzing your earning status, available money for down payment, existing debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

One-on-One

You can certainly use the calculators on our website to calculate how much mortgage you'll be able to afford - but it's also important to talk with us. That way, we can help you get your pre-qualification letter. For another thing, we might find a different mortgage choice that is a better fit for you. Contact us at 9722039033 to get started.

Have questions about pre-qualifying? Call us at 9722039033. It's our job to answer pre-qualification questions, so we're happy to help!